Independent Insurance Broker
Insurance that fits your family and your work
I start with the coverage you already have, then show you where public programs leave a gap. Clear advice, no sales pressure.
Licensed Financial Security Advisor (Conseiller en sécurité financière) & Independent Insurance Broker
Where public programs stop
Filling the gaps around RAMQ, QPP/RRQ, and QPIP/RQAP
Public programs cover essentials, but not always your full income or family needs. An insurance-first review shows where private coverage fits, for families, self-employed professionals, and business owners.
Families
Protecting household income and the plans you have made together, in line with what RAMQ and QPP/RRQ already provide.
Self-employed professionals
Replacing income when work stops, and understanding how QPIP/RQAP applies to your situation and where private disability coverage fills the difference.
Business owners
Protecting the business and the people who depend on it, with coverage that works alongside the public benefits you already count on.
An insurance-first approach
Protection first, then the full financial plan
I begin by reviewing your life, disability, and critical illness coverage against real family and business obligations. Then we look at how that protection fits within your wider financial security planning.
Independent, objective, and without sales pressure: I work for you, not for an insurance company. Every recommendation is explained in plain language so you can decide with confidence.
Free and no obligation
Confirm your protection and spot unnecessary costs
A free 15-minute check-up is a useful place to begin, especially if your work or family circumstances have changed.